March 23, 2023

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March 23, 2023

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January 12, 2023

How To Remove Late Payments From Your Credit Reports

Nobody’s perfect. In the case of late payments on your credit file, that little imperfection can arise from past mistakes that you legitimately made, or it […]
September 4, 2022

Things That Do Not Influence Your Credit Scores

Paying close attention to factors that can influence your credit scores is a smart move, especially considering their importance. Whether you want to open a new credit card, […]
September 4, 2022

Should I Ever Co-sign For Credit?

When I write articles about credit I rarely give my personal opinions on the topic. I generally believe that adults should make adult decisions on their […]
September 4, 2022

Installment And Revolving Debt Affect Scores Differently

If you’ve ever researched methods of improving your credit scores you undoubtedly found hundreds or thousands of articles with tidbits of advice. Ubiquitous to almost all […]
September 4, 2022

Why is VantageScore Different From FICO Credit Scores?

One of the most prevalent myths in the world of consumer credit is that we all have a single, three digit credit score. Nothing could be […]
September 4, 2022

What Is The New Credit Bureau Policy on Medical Collections?

On March 18th, 2022 Equifax, Experian and TransUnion issued a joint press release, which Equifax’s CEO, Mark Begor, posted on his LinkedIn page. The press release announced […]
September 4, 2022

Is Co-Signing a Loan a Good Idea?

Those of you who follow my writings, blogs, vlogs, and speaking engagements know I rarely give my personal opinions about credit-related issues. Whether it’s credit repair […]
September 4, 2022

The Anatomy of an 800 FICO Score

A decent credit score can open the door to many financial benefits. But, with just a “decent” score your options are still going to be capped. […]
September 4, 2022

Does Paying a Collection Improve Your Credit Scores?

Working to restore damaged credit scores is a little bit like solving a puzzle. People often look at their credit reports to find out what information […]
September 4, 2022

Do I Still Owe Money on a Charged Off Account?

The world of credit is full of funny terms and acronyms that consumers may find confusing. One example is the term charge off. Some people see […]
September 4, 2022

Will Adding Utility and Rental History Raise My Credit Scores?

If you research credit-building strategies, you’re sure to come across advice recommending that you work to add positive accounts to your credit reports. And while new […]